Option 3 includes all of Option 1 plus Option 2, and a Toolkit binder.
              6 full months of online access to the Quality Life Toolkit™
                          and complimentary tele-classes.

                  Plus  ◊ an archival-storage 3-ring binder with tabs
                          ◊ deluxe binder tabs for your Toolkit binder
                          ◊ invitations to member-only (and member-plus-a-guest only) Quality Life Events

                         anda 3-ring toolkit binder with binder tabs, loose-paper-storage pocket, zippered-                          storage pocket, credit-card holders, mesh-storage pocket, pen/pencil holder, durable
                         micro-fiber material and a zipper on three sides.              (Joseph uses this option.)